MEET THE TEAM

Maria Gagnon, Account Executive

Client Relations 

Maria joins the YMG team with impressive sales experience and a passion for finance and real estate. While she and her family currently call Sylvania, Ohio home, Maria has cultivated professional accolades from all over the Midwest and beyond.  After graduating from Kent State, Maria moved to Florida to begin her sales career.  While she loved the Sunshine State, the Midwest called her back to Ohio to start a family…and a business!  An entrepreneur at heart, Maria and her family have owned several successful restaurants, an experience that sparked her love for providing A+ service to all her clients.

Maria is also very active in her community.  Four years ago, she joined the Sylvania Community Action Team as a Parent Coordinator only to become the Executive Director two years later!  PFHEW!  Growing up on a 62-acre working farm obviously taught Maria the value of hard work, and the GREAT news is that she is here to share her knowledge, experience, and talents with all of us at YMG.  When talking to Maria, her enthusiasm for helping clients achieve their financial goals is obvious to all…reach out today and let her show you what it means to be part of the family.

MGagnon@YMGWINS.com

 

Gretchen Luda, Director

Marketing/Public Relations/Community Liaison

 

They might be a husband and wife team, but this aint no Mom and Pop shop!  What Steve brings to the table in mortgage experience and client service, Gretchen brings in PR and community outreach. A graduate of Central Michigan University, Gretchen has spent over 13 years planning and fundraising for local and national events. From country clubs to the Super Bowl, Gretchen’s’ keen eye for detail and strong customer focus made sure all of her events were beautifully executed and her clients left satisfied.

 

Her professional contacts ensure that YMG is promoted not only as a leader in the lending industry but also a leader in its philanthropic endeavors.  “One of the first things we talked about when we were starting YMG was how we really wanted to be part of the community.”  She explains, “With two small children at home it’s important to teach them how to give back and now with YMG we are excited to do it on a larger scale.  Hopefully our clients will want to get involved too!

For social media/marketing partnerships contact Gretchen at:

GretchenLuda@YMGWINS.com

Stephen Luda, President

Mortgage Banker

An Ohio Native, Steve is a University of Toledo graduate (Go Rockets!) with over 11 years of experience at one of the big box mortgage retailers.  During his time there, Steve helped thousands of clients secure billions of dollars in loans.  He worked his way up the ranks from Mortgage Banker to Regional Vice President, and led banking teams ranging in size from 10-125 people.

In his 11 years, Steve has seen it all.  He's helped clients through mortgage recessions and all the times in between. While his intimate knowledge of the mortgage market is beyond impressive, it’s the passion for his clients and the industry that raise him above the competition. 

Ready for a new set of challenges, Your Mortgage Group was born.  “With my own shop, I can get to know my clients and help find products that fit their financial goals.  I want them to be happy and YMG has the formula to guide them to financial success through real estate.  Who wouldn’t be happy with that! It’s really exciting.”

Talk to Steve for just a few minutes and the passion for his clients is contagious.  “YMG has everything.  Experienced bankers, top of the line technology…we put everything in place so we can give our clients a white glove experience.  Mortgages aren’t one size fits all, they’re your size fits you, and that’s what YMG does.  We find the right size and stay with you through the final fitting.”


StephenLuda@YMGWINS.com