LOAN PROGRAMS
Conventional
Quick and easy traditional financing. Often times no appraisal, limited documentation and GREAT RATES! 2 week closings are common!
FHA
Great for home buyers with 3.5% down payments. No price adjustments based on your credit score. Government backed and has the streamline option for a refinance if rates drop!
VA
100% financing available for Veterans looking to purchase a home! Streamline and cash out above traditional LTV’s are great features for our Veterans.
USDA
A great resource for clients who live in more rural areas. No down payment options are available.
Reverse Mortgage
This is an excellent option for clients 62 years of age or older who are looking to eliminate mortgage payments, take cash out, open an equity line of credit or bridge the gap between retirement and accessing their fixed income funds.
Rehab Loans
Great for both purchase and refinance! Fullfill your HGTV dreams and do all the upgrades and repairs to buy or fix up your home.
New Construction
Looking to build your dream home? We have several options to get you there!
Bank Statement Loans
Perfect for the self-employed client who writes off expenses on their tax returns.
Investor Cash Flow Program
Perfect for the seasoned investor. The loan will qualify off the performance of the rent!
Non-QM
Perfect for our clients who have faced some credit adversity—Foreclosure, Bankruptcy ECT. Let’s talk through your situation and see if we can help!
Down Payment Assistant Program
No down payment. No problem. Let’s work through your approval and see if we can get you the assistance you need for the down payment on your home purchase!
Doctors Loan
Newly licensed residents and doctors look no further. Below market interest rates and understanding underwriting policies make this a great option for both Doctors and Residents.
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